FREE Personal Edition
For all Federal and Postal Employees
For Federal Agencies, Federal Managers,
Human Resource Offices,
Financial Professionals, Financial Planners, Insurance Agents and more
The CSRS and FERS Benefits Calculator and Retirement Analyzer is a product of:
Decision Support Software LLC
P.O. Box 2368
Granite Bay, CA 95746
Benefits Calculator
Retirement Analyzer
Activation - Converts Free Trial to Professional
Activation - Converts Free Trial Personal Plus
Deactivation - Please send a message to Decision Support Software LLC and ask for the procedure Getting Started
Benefits Calculator - Retirement Annuity:
Retirement Eligibility
Creditable Service - military, civilian, and sick leave (CSRS and FERS)
High 3 Average
Military Service
Annuity Calculation (Annuity and Survivor Benefit Calculations Including Early Out calculations)
FERS Supplement - Social Security
CSRS Offset - Social Security
WEP Calculation
Thrift Savings Plan (TSP):
Federal Employees Group Life Insurance (FEGLI)
Federal Employees Health Benefits Program (FEHBP)
Long Term Care Insurance (LTC)
Retirement Affordability Analyzer:
Income From Other Sources
Federal Income and Inflation Analysis
Expense From Other Sources
Income From Government Sources Only
Expense From Government Sources Only
Income and Expense - From Government Sources
Income and Expense - From Other Sources
Income and Expense - From All Sources
Printing Reports:
Create custom report
Print the Custom Federal Employee Benefits Analysis report
Import Personal Data from an earlier program
Professional Features:
Data Files
Place client data in a client folder
Retrieve client from a client folder
Delete a client folder
List all clients in a spreadsheet
Send a client folder to another office by email
Retrieve a client folder that was sent by email
Remove client data from all forms
View sample client data
Import client folders from previous versions of the software
Customizing report cover and disclaimer pages
Print data collection form that is used to collect data for input into the program
Calculations and Capabilities
With links to the user's manual

FREE For All Federal and Postal Employees
Retirement Systems
Federal Employees
Retirement Types
Regular (Volunteer)
CSRS Offset
Early Out (Optional)
CSRS to FERS Transfer
Law Enforcement
MRA + 10
Air Traffic controllers
Watch our short Video: How to Analyze the Affordability of Your Federal Retirement
Calculations Include:
Can You Really Afford Your Federal Retirement?
Personal PLUS
For all Federal and Postal Employees
(Click Here to Compare Personal FREE Edition to Personal Plus)